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 Cyber / Network Security / Privacy

This coverage is provided by XL Catlin (and Beazley if you purchase excess), not your local JIF. 

  • First Party – includes coverage for cyber-related Business Interruption, Data Recovery and Cyber Extortion
  • Third Party Liability – includes coverage for Privacy and Security events suffered by third parties for your wrongful acts, and Privacy Regulatory Defense, Awards and Fines
  • Data Breach Response and Crisis Management – includes costs you incur for data breach response providers (legal, forensics, etc.) arising out of a data breach


Claim Reporting

 Step 1: Notice of incident or claim made to the JIF claims administrator.

 Step 2: Call the 24/7 XL Data Breach Hotline at 1 (855) 566-4724 for immediate triage assistance. 

 Please note, contacting the data breach hotline does not satisfy the notification requirements of your policy. 

 Below is a Cyber Claims Road Map to follow after reporting the claim to your JIF claims administrator. 


Other Considerations

 Checkout XL Catlin’s online cyber risk portal:  

For more information on the Cyber coverage, visit MEL Coverage Bulletin 17-26.