njmel logo

MSI Logo


Coverage Bulletins

The MEL through its affiliated JIFs provides comprehensive coverage, including property, automobile, general liability, workers compensation, public officials liability and employment practices liability. Coverage terms are outlined in the “Coverage Manual” that is distributed to each member annually.

Coverage questions may be addressed to local risk managers or to the Underwriting Manager.

Certificates of Insurance, Automobile Insurance ID cards and Workers Compensation Posting Notices can be requested from This email address is being protected from spambots. You need JavaScript enabled to view it. or faxing a request to 732-736-5274.

Coverage bulletins addressing frequently asked questions are periodically issued by the MEL. Click below for downloadable versions of these bulletins.


Coverage Summary - Excess Insurance/Reinsurance

Policy & Procedure/Guidelines & Requirements

Optional Coverages Available

Coverage Restrictions

Member JIF Commercially Insured Coverage