njmel logo

MSI Logo


Worker's Compensation

Workers compensation represents over 50% of the average local government's insurance budget. Unfortunately, temporary and permanent disability benefits as well as medical costs have increased at a rate much faster than inflation.

This site is designed as a toolbox for local officials and managers faced with the challenge of controlling workers compensation costs.  The toolbox includes a summary of the laws governing workers compensation, an overview of employer and employee responsibilities, and best practices.

Chapter 1: It's the Law: NJSA 34:15.1

Chapter 2: N.J. Local Government Accident Facts

Chapter 3: Employee Safety Programs Must Start at the Top

Chapter 4: Managing Workers Compensation Claims

Chapter 5: The Workers Compensation Judicial System

Chapter 6: Benefit Options Beyond Workers' Compensation

Chapter 7: Best Practices