RSS 2019 Novel Coronavirus


NJ MEL Updates

Download the free NJ MEL App today to get notices as soon as they are posted. Click here for directions.


Insurance Coverage and the COVID-19 Public Health Emergency

The MEL and its 19 affiliated JIFs were established by their members to address serious emergencies that are beyond the scope of regular insurance companies.  Over the last 35 years, we have built the organization and accumulated the financial resources for situations such the current public health crisis. Even the recent issues in the financial markets will have no impact on the MEL’s substantial reserves and surplus.  

The MEL and its affiliated JIFs are committed to continue to pay claims and assist members during this challenging time.  Some of the resources available to you include:   

  • Risk Managers: Most members have Risk Managers who have direct access to the claims agents and other JIF resources.  You should be in frequent contact with your Risk Manager.  If you do not have a Risk Manager, please call your JIFs Executive Director.    
  • Claims: Each JIF has arrangements with the claims adjusters to make sure claims are paid during this emergency. If there are any issues, please call your Risk Manager, your JIF’s claims adjusters, or your JIF’s Executive Director.       

  • Risk Control: The MEL and the JIFs have extensive risk control resources.  This includes specialists in general safety, public works, fire, law enforcement and environmental exposures.  During this emergency, they are available to come to member facilities whenever requested.

Extensive information is available on this website. Again, please feel free to reach out to your Risk Manager or JIF Executive Director if you have any questions or concerns.

Click here to download this message.