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The MEL through its affiliated JIFs provides comprehensive coverage, including property, automobile, general liability, workers compensation, public officials liability and employment practices liability. Coverage terms are outlined in the “Coverage Manual” that is distributed to each member annually.

Coverage questions may be addressed to local risk managers or to the Underwriting Manager.

Certificates of Insurance, Automobile Insurance ID cards and Workers Compensation Posting Notices can be requested from or faxing a request to 732-736-5274.

Coverage bulletins addressing frequently asked questions are periodically issued by the MEL. Click below for downloadable versions of these bulletins.