The MEL through its affiliated JIFs provides comprehensive coverage, including property, automobile, general liability, workers compensation, public officials liability and employment practices liability. Coverage terms are outlined in the “Coverage Manual” that is distributed to each member annually.
Coverage questions may be addressed to local risk managers or to the Underwriting Manager.
Certificates of Insurance, Automobile Insurance ID cards and Workers Compensation Posting Notices can be requested from MELUnderwritingSvcCntr@connerstrong.com or faxing a request to 732-736-5274.
Coverage bulletins addressing frequently asked questions are periodically issued by the MEL. Click below for downloadable versions of these bulletins.
Coverage Summary – Excess Insurance/Reinsurance
19-03 MEL Property/Equipment Breakdown
19-04 Workers Compensation
19-05 Casualty and Excess Public Officials/Employment Practices Liability
19-06 Non-Owned Aircraft Liability
19-07 JIF Crime Policy and MEL Crime Policy
Policy & Procedure/Guidelines & Requirements
19-08 Fireworks Displays and Amusement Ride Requirements
19-09 Skateboard Facilities Guidelines and Coverage Requirements
19-10 Reporting Requirements for Vacant, Historic, Builders Risk and Newly Acquired Locations
19-11 Boiler & Machinery Inspections
19-12 Procedure for Requesting Certificates of Insurance, Automobile ID Cards and Workers Compensation Posting Notices
Certificate of Insurance Request form (online fillable form)
19-13 Shared Services Insurance Requirement Guidelines
19-14 Employment Practices Liability (EPL) Risk Management Program
Optional Coverages Available
19-15 Directors & Officers Liability for Fire Company/Emergency Service Units – Optional Coverage Available
19-16 Quasi Entity – Optional Coverage Available
19-17 Excess Liability – Optional Limits
19-18 Excess POL/EPL – Optional Limits
19-19 Employed Attorney (Full Time) – Optional Professional Liability Coverage
19-20a Improvement Districts: All Other Member JIFs
19-20b Improvement Districts: Atlantic JIF
19-29 Acceptance and Use of Surplus Military Equipment
19-21 Use of Aircraft on Municipal Business – Coverage Restriction Excess Workers Compensation
19-22 All Terrain Vehicle Parks – Coverage Restriction Liability
19-23 Paintball Liability – Coverage Restriction Liability