The MEL through its affiliated JIFs provides comprehensive coverage, including property, automobile, general liability, workers compensation, public officials liability and employment practices liability. Coverage terms are outlined in the “Coverage Manual” that is distributed to each member annually.
Coverage questions may be addressed to local risk managers or to the Underwriting Manager.
Certificates of Insurance, Automobile Insurance ID cards and Workers Compensation Posting Notices can be requested from MELUnderwritingSvcCntr@connerstrong.com or faxing a request to 732-736-5274.
Coverage bulletins addressing frequently asked questions are periodically issued by the MEL. Click below for downloadable versions of these bulletins.
Coverage Summary – Excess Insurance/Reinsurance
18-03 MEL Property/Equipment Breakdown
18-04 Workers Compensation
18-05 Casualty and Excess Public Officials/Employment Practices Liability
18-06 Non-Owned Aircraft Liability
18-07 JIF Crime Policy and MEL Crime Policy
Policy & Procedure/Guidelines & Requirements
18-08 Fireworks Displays and Amusement Ride Requirements
18-09 Skateboard Facilities Guidelines and Coverage Requirements
18-10 Reporting Requirements for Vacant, Historic, Builders Risk and Newly Acquired Locations
18-11 Boiler & Machinery Inspections
18-12 Procedure for Requesting Certificates of Insurance, Automobile ID Cards and Workers Compensation Posting Notices
Certificate of Insurance Request form (online fillable form)
18-13 Shared Services Insurance Requirement Guidelines
18-14 Employment Practices Liability (EPL) Program
18-28 MEL Cyber Risk Management Program
Optional Coverages Available
18-15 Directors & Officers Liability for Fire Company/Emergency Service Units – Optional Coverage Available
18-16 Quasi Entity – Optional Coverage Available
18-17 Excess Liability – Optional Limits
18-18 Excess POL/EPL – Optional Limits
18-19 Employed Attorney (Full Time) – Optional Professional Liability Coverage
18-20a Improvement Districts: All Other Member JIFs
18-20b Improvement Districts: Atlantic JIF
18-21 Use of Aircraft on Municipal Business – Coverage Restriction Excess Workers Compensation
18-22 All Terrain Vehicle Parks – Coverage Restriction Liability
18-23 Paintball Liability – Coverage Restriction Liability