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The MEL is proud to announce the formation of the

New Jersey Cyber Risk Management Fund – Cyber JIF

Faced with a hard cyber insurance market and even more limited options for local governments to obtain cyber insurance, the MEL has launched a first-of-its-kind Cyber JIF effective January 1, 2023.

Modeled after the MEL’s Environmental Risk Management Fund, the Cyber JIF will offer cyber insurance coverage and risk management tools to assist local governments with mitigating the financial and security risks of cyber threats in today’s landscape.

Click HERE to view a PowerPoint about the new Cyber JIF program.

Additional resources, forms, information and details
about the Cyber JIF program

Step 1: What you need to get started

Cyber Security Framework (PDF) 
Cyber Security Framework (Excel)

Cyber JIF Framework Supporting Information

Cyber JIF Controls Infographic

Step 2: Getting Certified

Certification Checklist

Step 3: Template Policies

Incident Response Plan (PDF) 
Incident Response Plan (Word)

Technology Policy (PDF)
Technology Policy (Word)

Third Party Security Questionnaire

Step 4: In case of a claim

Deductible Reduction Checklist

NOTE: Compliance with the Minimum Security group reduces your deductible to $25,000 (up to $85k in savings) and compliance with the Minimum and Advanced Security groups reduces your deductible to $0 (up to $110k in savings).